AI CFO for small business

Your business finances, explained like a CFO is watching them.

MiniCFO connects the tools that run your business, then turns cash flow, revenue, expenses, taxes, and risk into plain-English briefings and owner-ready action plans.

No trading. No money movement. Read-only finance intelligence for business owners.

MiniCFO

This Week's CFO Briefing

Live
Cash position$84,220
Revenue+18% vs last week
Expenses+9% vs last week
30-day forecastStable
Expense watchAd spend rose 31%
Tax reserveSet aside $4,800
Owner action

Review contractor payments before payroll

Built for small-business operatorsRead-only data connectionsHuman-approved workflowsExport-ready reports
How it works

From scattered accounts to a clear next move.

Step 01

Connect your tools

QuickBooks, Stripe, Plaid-supported banks, Shopify, payroll, and ad platforms — read-only, in a few clicks.

Step 02

MiniCFO watches the numbers

Revenue, expenses, cash flow, upcoming obligations, and anomalies — monitored continuously, not once a quarter.

Step 03

Get your CFO briefing

A plain-English weekly summary with your forecast, risks, and recommended next actions — ready for owner decisions.

What you get

Six ways MiniCFO keeps your finances under control.

Weekly CFO Briefing

What changed, where cash went, what came in, what spiked, and what needs your attention — in plain English, every week.

Cash Flow & Runway

Current cash position plus a 30/60/90-day forecast of inflows, outflows, payroll pressure, and tax reserve.

Revenue Quality

Revenue by source, repeat vs. one-time, top customers, concentration risk, and channel performance.

Expense Watch

Spending anomalies, vendor creep, subscription bloat, duplicate charges, and avoidable spend before it adds up.

Tax Prep Organizer

Categorized expenses, reserve reminders, deductible candidates, and an accountant-ready export package. Not tax advice.

Ask MiniCFO

Plain-English answers to the questions that keep you up: hiring, tax reserves, margin, and what happens if revenue drops.

Integrations

Connect the tools that run your business.

Read-only connections to the accounts you already use. We're rolling these out one at a time — here's what's coming.

P

Plaid-supported banks

Banking

Coming soon
Q

QuickBooks

Accounting

Coming soon
S

Stripe

Payments

Coming soon
S

Shopify

E-commerce

Planned
G

Gusto

Payroll

Planned
M

Mercury

Banking

Planned
C

Coinbase

Crypto

Planned
G

Google Ads

Marketing

Planned
M

Meta Ads

Marketing

Planned
G

Google Sheets

Data

Planned
Pricing

CFO-level visibility, without the CFO salary.

Join the waitlist now — early operators help shape what we build first. No card required.

Starter

For testing the demo.

$0/month
  • Sample CFO briefing
  • Manual demo data
  • 1 workspace
  • Waitlist access
Most Popular

Operator

For solo owners and creators.

$49/month
  • Weekly CFO briefing
  • Up to 3 connected accounts/tools
  • Cash-flow snapshot
  • Expense anomaly alerts
  • Tax prep organizer
  • Ask MiniCFO

Business

For growing teams.

$149/month
  • Everything in Operator
  • Unlimited connected tools
  • 30/60/90-day cash forecast
  • Revenue and margin insights
  • Team access
  • Accountant export
  • Priority support

Advisor / Agency

For bookkeepers, fractional CFOs, agencies, or operators managing multiple businesses.

Custom
  • Multi-client workspace
  • Custom reporting
  • White-label options
  • Role-based access
  • Dedicated onboarding

Prices shown are planned launch pricing. Paid plans open as we onboard operators from the waitlist.

Questions

What MiniCFO is — and isn't.

No. MiniCFO organizes, reports, and forecasts your business finances and surfaces things to review. It does not provide investment, tax, legal, or accounting advice. You stay in control of every decision.

Stop waiting until month-end to understand your business.

MiniCFO gives small-business owners a weekly finance briefing before small problems become expensive surprises.

Read-only connectionsHuman-approved actionsNo money movement